Founders & Management      |      Who Are We     |      Infrastructure

SreeGuru Finses was founded in 1992 and over 15 years has become a premium recovery/collection agency of foreign first class banks. In the event of appropriate corporate governance to the entire scope of activities, Fintrestle (P) Ltd. was incorporated in 2001. We at Fintrestle (P) Ltd would like to introduce ourselves as a multifaceted financial services company engaged in collections, debt recovery (Hard and Soft), asset enforcement agency, Field Investigation, CPU and other allied activities complimentary to the Credit Risk Management of various Multi national banks and organizations, both in India and overseas. Today India undisputedly figures on the economic radars of every one who matters globally and in the economic nerve centers, there are no misgivings about the “economic balance” shifting to this emerging giant. True, India has to reckon with China, Indonesia and Thailand – India’s rivals in many fields. However, global investment giants rate these countries as being below investment grade. A very significant development isthe emergence of Indian owned MNCs taking on the global market at a time when Foreign owned MNCs aspire for a piece of the Indian pie. The economic upsurge is not the only thing making the Indian market appealing. The Indian legal system has its foundation in the British jurisprudence and the Administrative and Legal proceduresboth Civil and Criminal- has very little variation from the International Law. Apart from financing growth, variations in bank credit are an important channel of monetary policy transmission mechanism even for central banks that rely on interest rates to convey their policy stance. Modulations in policy interest rates by the central bank influence credit market conditions which reinforce the effects of the traditional interest rate channel of monetary transmission. For the interest rate channel to be effective, however, it is critical that monetary policy signals are transmitted by banks onto their lending rates. This, in turn, requires banks to be able to assess various risks adequately and incorporate them in their lending rates. While such risk assessment techniques are in place in advanced economies, they remain underdeveloped in many EMEs. Given the large information and transaction costs, banks are not fully able to take into account the risk profile while pricing their loans to various borrowers. For monetary policy, signals to work effectively, efforts to reduce information and transaction costs through promotion of agencies such as credit information bureaus assume importance. Better information does not mean that banks will necessarily reduce credit availability for riskier borrowers. Rather, banks can more knowingly choose their risk profiles and price risk accordingly (Greenspan, 2004). While facilitating an efficient allocation of resources, it also enhances the efficacy of monetary policy signals. In other words, improvements in the credit delivery mechanism are necessary for monetary policy signals to have the expected effect on output and prices. While the pricing mechanism is starting to assume importance, it still becomes critical for financial institutions and banks to have evolved recovery networks and to have their mouths where the money is.